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When Bad Things Happen to Good People ...

Bankruptcy May Be Your Option

August 2014 Archives

You do not have to live in fear of your financial challenges

It can happen to anybody. You arrive at work only to discover that you are being laid off. Or you are crossing the street when an inattentive driver strikes you in the crosswalk, requiring you to spend considerable time in the hospital, and then in physical rehabilitation, and before long the medical bills outstrip your ability to pay.

How does Chapter 13 bankruptcy work?

Individuals who are considering bankruptcy as a means of debt relief usually consider the options of Chapter 7 or Chapter 13 bankruptcy. One of the key differences between these two forms of bankruptcy is whether a person seeks to make a fresh start after discharging most debts and liquidating assets, or if he or she wants to make an arrangement to pay off creditors through a payment plan.

Many Oklahoma residents will soon see an increase in credit score

Most Oklahoma residents have never heard of Fair Isaac Corp., and that is something that needs to change; since it is an organization that can have a huge impact on the life of anyone who needs to borrow money.

One-third of Americans are subject to debt collections

It is a story that many Americans are familiar with by now: Since the official end of the recent recession in 2009, families have continued to struggle under debt. And even though the economy is improving, with lowering unemployment rates and reduced amounts of credit card debt, a large number of Americans are still struggling to pay all of their bills on time.

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