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New study reveals causes of credit card debt

Most financial advisors, in Oklahoma and elsewhere around the country, will probably tell you that it is not a good idea to carry a large amount of credit card debt. Credit cards are one of the least desirable types of consumer lending due to high interest rates and expensive fees for late payments, as well as annual membership fees in some instances.

Worry over debt escalates as credit cards becomes less affordable

As the American economy continues to pick up steam and make general improvements, more and more Americans are still running into trouble with credit card debt. Mainstays of modern finance, credit cards are an important part of most people’s daily lives and financial routines in Oklahoma and around the country. Unfortunately, with the cost of credit rising and debt obligations generally heading in the same direction, an increasingly large number of people have found themselves in serious credit card debt.

Experts advise using tax refund to better financial health

In 2013, the average refund paid to taxpayers across the country was $2,800. For a lot of American families, that is a very healthy sum of money. It is just enough of a bump that taxpayers could buy that 70-inch television they’ve had their eyes on, go on a shopping spree or take a vacation.

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