Student Loans You Have Options

The Colpitts Law Firm is here to help you. Reach out to us today to discuss your case.

Tulsa Student Loan Debt Lawyer


On August 31, 2020 the Tenth Circuit Court issued an opinion in McDaniel v. Navient Solutions, LLC, concluding that not only are private student loans not exempted from the discharge in bankruptcy, but they never were.

If you owe private student loans or know someone that owes private student loans, now may be the time to act.

Understanding Private Student Loans

Private student loans are loans that are not insured by the federal government. Private student loans do not originate with the Department of Education, but instead originate with a bank, credit union, or online lender. Many times, you will see private student loans as the sole source of financing for trade schools and unaccredited schools.

Since 2005, the prevalence of private student loans mushroomed due to the belief that such loans were not dischargeable in bankruptcy. The belief that private loans could not be discharged in bankruptcy led many lenders to extend student loans to individuals that otherwise would not qualify for a non-student loan. Couple the student loans with schools that make misleading promises about employability or schools that simply do not deliver the education and many borrowers were left owing tens of thousands of dollars that they cannot afford to pay.

Private student loan lenders are some of the most ruthless debt collectors that, in many cases, prey upon individuals that cannot afford to pay. The crushing private student loan debt leaves many individuals living with a constant threat of debt collection.

Shed Your Student Loan Debt - Contact Us Today!

If you owe private student loans that you cannot afford to pay, now is the time to consider filing bankruptcy. Contact The Colpitts Law Firm and schedule an appointment to see if bankruptcy will help you shed your private student loan debt.

If you have filed bankruptcy since 2005 and if you have paid on your private student loans, contact The Colpitts Law Firm about recovering those payments. In most cases to recover funds, we will represent you with no out of pocket expense to you.

The Colpitts Difference

What You Can Expect With Us
  • Thousands of Bankruptcy Cases Handled
  • American Board Certified
  • Extensive Knowledge of Bankruptcy Law
  • Almost Three Decades of Experience

Hear from Clients We've Helped

Client Testimonials
    Lauren Colpitts is a wonderful, kind, patient and extremely knowledgeable bankruptcy attorney.

    “Sad to say I had to file bankruptcy but I am blessed to have found Colpitts Law Firm and specifically Lauren Colpitts. Lauren is a wonderful, kind, patient and extremely knowledgeable bankruptcy attorney. She has never made me feel guilty about having to f”

    - Carolyn
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    They made what was a stressful time easier to manage.

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